What would you all say was the sume of money sitting in savings for a rainy day?

I like to save, my partner likes to spend! His job is not 100% safe but would get a lump sum if he got laid off.

Your thoughts would be appreciated!

Difficult question to answer really.

I suppose you have to think about the things that could go wrong and how much you would need to fix them. So far as redundancy goes, well I don't figure that scenario into my savings equations to be honest. I have been made redundant and have left a job without another to go to and have found work quickly and easily. It maybe a different issue for you - could you, if necessary, survive with one of you on min wage for a time?

It's the other stuff I figure for. If my car has a big breakdown, I need repairs at home, if my washing machine, fridge freezer and cooker all go kaput, how much would I need to be able to sort things out quickly?

A lot depends on your financial situation as it stands. Would your bank grant you an overdraft if you suddenly needed £500?

I would say, keep at least £1k available somewhere for emergencies. Save little and regularly in another location less accessible. If you set up savings to go straight out of your bank account on a standing order in no time at all you won't miss it. I treat these as if they were bills going out.

I think it's best to keep at least 3 months combined salary in your savings account. Apparently there's 3 months between being in a full time job and homeless for the majority. Scary thought.