Hi Bob, not sure what you've looked at, how your funds are held, how old you are ect ect ect but i will assume that your funds are in a manged plan that is'nt a final salery plan, there fore your funds will have tp puchases an annuity from the annuities market, these rates also will vary but if you put annuity rates into a search engine it will give you the criteria related to the ammount of pension per £1000 of fund value it will relate of course to your personel data, age of retirement, smoker or non smoker ect, be warned the last time i checked the annuities market i think i had ti live till i was 94 to get my own money back