bank charges - Topic Powered by eve community

I got £1200 back about 2 yrs ago & have recently done a claim for my daughter & my son in law & they got there's back.
I got a £37 charge on my account for note having the £4.99 pet insurance in my account, there was about £4.50 in but the bank wouldn't cover it but charged me. I know the money should have been there but I can't see how charging someone £37 is justified. From this charge they also charged me £28 for then being over drawn & a £12 interest charge for being over drawn in that month. So for not covering around 50p they have in total charges me £77, now where's the justice in that.
This caused me to fall behind with other bills so I ended up getting charged again & again hence the amount I claimed back. I was at the time on carers allowance & it made it very hard.

Posts: 11541

Ignored post by Color of Night posted

hevva_lou

Posted

quote:
Originally posted by bagel queen:
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Originally posted by hevva_lou:
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Originally posted by bagel queen:
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Originally posted by cologne:
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Originally posted by bagel queen:
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Originally posted by hevva_lou:
Slightly off topic but an interesting fact - you are statistically more likely to get divorced than you are to change your bank!!

oh

I'm glad you did that Bagel, I wouldn't dare.

hev has to realise that if she shouts at peeps with them exclamation marks...she is going to get shouted at back...I have explained all this to her

I'm not being funny Bagel but I have always got on with you and treated you with respect therefore it is slightly upsetting to see that you can't show the same level of respect back particularly when you can see the type of treatement i am already getting at the minute from the forum bullies!!

Sorry If I have upset you hev...I do not gossip or talk behind backs and I was pointing out to someone that I have explained to you about the exclamation marks. You chose to ignore my advice and that is fine, I was trying to help at the time. I always go out of my way to give you a hug if I see you because I know you do not get many. I do respect you and as I have said before, if you are going to challenge peeps on here, you must expect to be challenged back. as for bullying you said I have seen, I can not comment because I do not go in every thread you post in and you know if I saw you being bullied, I would say something. I do know that someone on here tonight did not post back to you because you would have shouted at them. so is that ok? for you to accuse and blame, but they cant retaliate? if you think you are getting bullied on here, please report it, after all, that is why we have moderators on here. When you said "him" in your earlier post, if you are referring to who I think you are, I believe you to be mistaken, it may be his way of posting, but a bully he is not.

I appreciate your apology!

As for challenging people I have stopped replying to nthe two people in question yet they seem unable to stop posting pointless comments at me every time i post something i ave repoted them to the mods but nothing seems to get done so i have given up!

As for posting in exclamation marks that is my right and as far as I am concerned shouting is when you post in caps not exclamation marks!!

Posts: 3925

Ignored post by hevva_lou posted

Posted

An exclamation mark or exclamation point is a punctuation mark: ! It is usually used after an interjection or exclamation to indicate strong feelings or high volume, and generally marks end of a sentence.
that comes across as shouting to me hev, which ever way you want to dress it up, it means you are putting a point across that you want heard, same as caps really

of course its your right to post whatever you wish, as it is with everyone else on this forum.

Be Yourself Coz Those Who Mind Don't Matter and Those Who Matter Don't Mind.

Ignored post by bagel queen posted

Neptune1664

Posted

I think this is unfair. THe banks will claw back the money they have paid out somehow, and those of us who have been careful with our money and never had to pay charges will be hit!

~FAKER #417

Posts: 2194

Ignored post by Neptune1664 posted

wowdy webel

Posted

quote:
Originally posted by hevva_lou:
As for posting in exclamation marks that is my right and as far as I am concerned shouting is when you post in caps not exclamation marks!!

Yes it is your right Hevva but I was wondering why you would feel the need to keep using them after every post unless of course you do it to try and wind people up they dont serve any other purpose do they ?

Posts: 26030

Ignored post by wowdy webel posted

lucy lastik

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What annoys me ate the credit card charges just for using your card. I work for a company and we charge 2% of the cost to pay by card. there is no upper limit. so if you buy a holiday costing £2000.00 pund then you will pay an extra £40 to pay by credit card. how emabrrased do you think I am

Posts: 3078

Ignored post by lucy lastik posted

toffeekins

Posted

quote:
Originally posted by Neptune1664:
I think this is unfair. THe banks will claw back the money they have paid out somehow, and those of us who have been careful with our money and never had to pay charges will be hit!

Banks make vast profits this is not much to them.

They have broken the law with their charges and people are only claiming back what the banks have illegally taken. This is why it was taken to court and the banks have lost.

These payments are not 'fines' for being overdrawn but are supposed to be what it has cost the bank in administration charges to send out letters. This has been deemed to be £5 or £6 pounds not the £25 to £30 the banks charge. Someone in the banking world obviusly at some point thought it would be a good idea to ripoff people struggling fincially in this way and now they are having to pay the money back.

Member 1 of the painful toe club

Posts: 1388

Ignored post by toffeekins posted

Radar Bruv

Posted

quote:
Originally posted by zero defects:
quote:
Originally posted by hevva_lou:
As for posting in exclamation marks that is my right and as far as I am concerned shouting is when you post in caps not exclamation marks!!

Yes it is your right Hevva but I was wondering why you would feel the need to keep using them after every post unless of course you do it to try and wind people up they dont serve any other purpose do they ?

Posts: 73

Ignored post by Radar Bruv posted

Posted

i transfered £5 from my bank account into my betting account, this caused me to be overdrawn by £2.45.

This has grown into a debt of £296, all in bank charges. I take great pleasure in laughing down the phone at them.

Why allow me to be overdrawn in the first place !!!!!!!!

Ignored post by The Booming Voice posted

Posted

quote:
Originally posted by bagel queen:
An exclamation mark or exclamation point is a punctuation mark: ! It is usually used after an interjection or exclamation to indicate strong feelings or high volume, and generally marks end of a sentence.
that comes across as shouting to me hev, which ever way you want to dress it up, it means you are putting a point across that you want heard, same as caps really

of course its your right to post whatever you wish, as it is with everyone else on this forum.

you could always change your name to something more appropriate.

Ignored post by The Booming Voice posted

Posted

quote:
Originally posted by zero defects:
quote:
Originally posted by hevva_lou:
As for posting in exclamation marks that is my right and as far as I am concerned shouting is when you post in caps not exclamation marks!!

Yes it is your right Hevva but I was wondering why you would feel the need to keep using them after every post unless of course you do it to try and wind people up they dont serve any other purpose do they ?

WHY BOTHER

Ignored post by The Booming Voice posted

Posted

quote:
Originally posted by The Booming Voice:
i transfered £5 from my bank account into my betting account, this caused me to be overdrawn by £2.45.

This has grown into a debt of £296, all in bank charges. I take great pleasure in laughing down the phone at them.

elo you! the things we do to get a horse on!

Why allow me to be overdrawn in the first place !!!!!!!!

Be Yourself Coz Those Who Mind Don't Matter and Those Who Matter Don't Mind.

Ignored post by bagel queen posted

Posted

soz! put quote in wrong place

elo you!

the things we do to get a horse on!

Be Yourself Coz Those Who Mind Don't Matter and Those Who Matter Don't Mind.

Ignored post by bagel queen posted

Posted

quote:
Originally posted by bagel queen:
soz! put quote in wrong place

elo you! the things we do to get a horse on!

i know, bloomin thing lost as well.

nice weekend ?

Ignored post by The Booming Voice posted

Posted

have to use quick reply...forum playing up!

My balcony flooded and it seeped into my lounge from the river so I have been cleaning all that up! Thankfully I have old wooden flooring so it just looks more authentic now lol! where you been?

Be Yourself Coz Those Who Mind Don't Matter and Those Who Matter Don't Mind.

Ignored post by bagel queen posted

Posted

ooo.sorry i asked.

I've been at a scooter rally all weekend, dsancing the night away to the specials, and a great jam tribute band..you should have seen this boy go ! well saying that i actually think my best move was when i lurched sideways uncontrollably from to much indulgence.

Today i've been resting my aching legs.

Ignored post by The Booming Voice posted

Posted

quote:
Originally posted by The Booming Voice:
ooo.sorry i asked.

I've been at a scooter rally all weekend, dsancing the night away to the specials, and a great jam tribute band..you should have seen this boy go ! well saying that i actually think my best move was when i lurched sideways uncontrollably from to much indulgence.

Today i've been resting my aching legs.

sounds like fun!

I was at a scooter rally at Great Yarmouth at Easter..pals took me there as a suprise...loved it!

Be Yourself Coz Those Who Mind Don't Matter and Those Who Matter Don't Mind.

Ignored post by bagel queen posted

wowdy webel

Posted

quote:
Originally posted by The Booming Voice:
ooo.sorry i asked.

I've been at a scooter rally all weekend, dsancing the night away to the specials, and a great jam tribute band..you should have seen this boy go ! well saying that i actually think my best move was when i lurched sideways uncontrollably from to much indulgence.

Today i've been resting my aching legs.

used to like the odd scooter rally in my youth and spent a lot of time drinking in the old trout in windsor listening to Northern Soul

Posts: 26030

Ignored post by wowdy webel posted

Posted

quote:
Originally posted by zero defects:
quote:
Originally posted by The Booming Voice:
ooo.sorry i asked.

I've been at a scooter rally all weekend, dsancing the night away to the specials, and a great jam tribute band..you should have seen this boy go ! well saying that i actually think my best move was when i lurched sideways uncontrollably from to much indulgence.

Today i've been resting my aching legs.

used to like the odd scooter rally in my youth and spent a lot of time drinking in the old trout in windsor listening to Northern Soul

your never to old ZD.

right offski i've hyjacked this thread enough.

Ignored post by The Booming Voice posted

*yogi bear*

Posted